FINANCING

ACT Financing Program

Why Lease or Rent ACT Equipment?

ACT offers a wide variety of financing options that are dedicated to helping you get your ACT system fast and at the lowest monthly rate. Consider the advantages of leasing or renting:

Expense your monthly payment & Take Advantage of a Tax Write-Off

A lease or rental payment is made with pre-tax dollars, while a cash purchase is made with after-tax dollars. A lease or rental payment can qualify as an expense, which will reduce taxable income and your tax burden.

Acquire Equipment without Tying Up Your Capital

Most financing requires a large down payment; however, a lease or rental requires only a minimal advance deposit. Therefore, you obtain the equipment instantly for immediate use with little cash outlay and low monthly payments.

Protect Your Lines of Credit

A lease does not affect your bank borrowing power, allowing you to preserve those funds for other business opportunities or needs.

Maintain a Competitive Edge

Leasing or renting allows you to acquire the latest equipment at an affordable cost. You can then perform your job more quickly, efficiently and less expensively than the competition.

Eliminate Obsolescence

Equipment you need today may not meet your needs in the future. Machinery and technology can quickly become out-of-date. A lease or rental can be structured to match the life “usefulness” of the equipment.

Save on Additional Costs

A lease or rental not only covers the equipment’s cost, but can also include expenses, such as delivery and installation.

Simplify Accounting

Since a lease or rental payment can be an expense, it is listed on your income statement as such and is not shown as an asset or liability on the balance statement.

Lock-in Payment

Unlike bank lines and adjustable rate loans, lease payments are fixed for the term of the lease and are not affected by market conditions. A lease cannot be called early, as a bank can do on a loan. A fixed payment also protects against inflation.

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